We make financing a car easy and affordable
Enjoy terms up to 84 months, up to 100% financing, and the convenience of our “Ready to Roll” program for seamless on-the-lot vehicle financing.
Why Choose Our Auto Loans?
With competitive rates, flexible terms, and convenient options, what's not to like?
Competitive interest rates as low as 5.00% APR
Flexible repayment terms up to 84 months
Quick and hassle-free online application process
We never charge pre-payment penalties, ever
Rates
View all ratesAs low as
5.00% APR 36 mos.As low as
5.25% APR 48 mos.Estimate Your Monthly Payment
Use our calculator to determine your budget and make informed decisions.
Monthly Payment
Our Trusted Dealers
Browse through our extensive list of trusted dealers to find the perfect car for you.
⭐️⭐️⭐️⭐️⭐️
Hwy 431 S PO 398, Boaz, AL 35957
⭐️⭐️⭐️⭐️⭐️
1884 Almon St, Heflin, AL 36264
⭐️⭐️⭐️⭐️⭐️
2570 US Hwy 78 E E, Anniston, AL 36207
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1
Apply online
Start your journey with a simple application process.
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2
Get approved
Receive your financing options that work for your budget.
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3
Drive away happy
Choose a car, use the loan to buy it, and drive away happy.
Trusted by Over 37,000 Members
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Add Extra Peace of Mind
Explore our insurance offerings for added security.Get warranties, protection plans, and more.
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You’ll need to provide proof of identity, proof of income (pay stubs or tax returns), bank statements, and employment verification. Additional documents may be required based on your specific situation.
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Basic eligibility includes being 18 years or older, having a regular source of income, maintaining a good credit score, and being a resident. Specific criteria may vary based on the loan type.
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Typically, the loan approval process takes 2-3 business days. However, this can vary depending on the completeness of your application and the verification process.
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We offer flexible payment terms ranging from 12 to 60 months. The specific terms will depend on the loan amount and type. We can help you choose the best option for your situation.
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No, we don’t charge any prepayment penalties. You’re free to pay off your loan early without any additional fees.
Get On the Road with Your New Car
Finance with ease and save more: get competitive rates and flexible terms—all with the convenience of our “Ready to Roll” on-the-lot program.
Flexible Rates and Terms
| Loans | Terms | Rates (APR) |
|---|---|---|
|
New or used vehicles |
36 months |
5.00% APR |
|
New or used vehicles |
48 months |
5.25% APR |
|
New or used vehicles |
60 months |
5.50% APR |
|
New or used vehicles |
72 months |
6.00% APR |
|
New or used vehicles |
84 months |
7.75% APR |
Rates effective as of: July 1, 2025
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Rates effective as of: July 1, 2025
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